Long-Term Care Insurance
From helping to file your claim to giving the highest quality home care, our goal is to support you or your loved one every step of the way.
What Is Long-Term Care Insurance?
It can be stressful to consider the financial implications of long-term care, but luckily there are measures in place to help—long-term care insurance (LTCi) is one of them. This type of home care insurance helps you pay for home care or assisted living costs, depending on your needs and situation.Long-term care insurance covers personal care expenses, day-to-day living costs, and even professional services like in-home care through home care providers, it also covers other long-term care options like assisted living communities, skilled nursing facilities, board and care homes, and memory care communities.
However, it’s important to note that this type of home care insurance isn’t the same as health insurance—it’s designed to provide financial support for those who need help with everyday activities due to chronic illnesses or aging in good health.
How Can Care At Home Help You Qualify?
Care At Home has the experience and knowledge to help you submit your claim and utilize your long term care insurance policy. With our support, you can move forward with the peace of mind that comes from knowing you have access to quality home care.
Our team can help you with the following:
- Review policy details, process claims, and submit invoices on your behalf to the LTCi provider for reimbursement.
- Bill LTCi providers directly through an “Assignment of Benefits” at the request of our clients.
- Assist policyholders in completing the necessary forms to file a claim for long-term care services, allowing you or your loved one to receive the help you deserve with minimal stress.
What Else Should You Know?
Daily Benefit Amount
Lifetime Maximum Benefit
Elimination Period
The time or waiting period before the policy begins reimbursing for services received.
Home Care Coverage Versus Facility Coverage Amounts
Is There an Inflation Rider on My Policy?
Is My Premium Waived Once I start Using My Policy?
By understanding these important items, you can make an informed decision when selecting the right home care insurance for your needs. With Care At Home, we’ll walk you through every step of the process and help you select a policy that best fits your situation.
Care At Home is There for You Every Step of the Way
Get in touch with us today and learn more about how our services can help you get the most out of your long-term care insurance policy.
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